Tips for buying a car from a private seller

Buying a car from a private seller can be an excellent way to find a bargain, avoid dealership fees and negotiate directly with the owner. However, it's essential to approach this process carefully as it comes with unique risks and responsibilities.

I'll share some tips to help you buying used car privately and ensure you make a well-informed purchase.

Before contacting a seller, empower yourself with knowledge. I use Redbook to research the car's market value. Understanding the average price for the make and model you're interested in gives you a strong position for negotiation. Additionally, delve into online forums and reviews specific to Australian conditions, as some vehicles perform differently based on the local climate and terrain. This comprehensive research will give you the confidence to make informed decisions.

When dealing with a private seller, being prepared with the right questions is key. It's not just about the car, but also about the seller's honesty and transparency. This preparation puts you in control of the conversation and the potential purchase.

Here are some questions you should consider:

• Why are you selling the car?
• How long have you owned it?
• Are you the first owner?
• Has the vehicle been involved in any accidents?
• Are all parts original or have any been replaced?
• Can you provide the full-service history?

These questions can provide insight into the car's history and the seller's honesty. If the seller is reluctant to answer, consider this a warning sign.

Obtaining a Personal Property Securities Register (PPSR) certificate for any used car is essential in Australia. This report shows whether the vehicle has finance owing, has been written off or is listed as stolen. You can also use the car's Vehicle Identification Number (VIN) to check its history through services such as REVS check. This step ensures you're not buying a car with hidden financial or legal issues.

A pre-purchase inspection by a licensed mechanic is not just a good idea, it's a necessity. Even if the car looks fine, a mechanic can identify hidden problems that could cost you thousands of dollars. This step ensures you're not taking any unnecessary risks and can proceed with the purchase feeling secure and protected.

A test drive is critical to assessing the car's performance under Australian conditions. Pay attention to how it handles, brakes, accelerates and check all features, including the air conditioning, lights, wipers and electronics.

If a mechanic isn't available, consider using a mobile diagnostic tool. These devices plug into the car's on-board diagnostics port to help identify electronic issues. While not a substitute for a full inspection, they can provide a basic overview of the car's condition.

Armed with research and inspection results, you're in a solid position to negotiate. Private sellers often expect some haggling. Use any issues identified during the inspection to justify a lower price. Remember, sellers in private sales are usually more flexible than dealerships, so feel free to push for a better deal.

Ensure the payment is secure and traceable. Bank transfers are the safest option as they provide a clear transaction record. Avoid cash payments if possible, as they offer no protection if something goes wrong. Ensure both parties sign a detailed bill of sale that includes the car's VIN, agreed price and any specific terms of the sale.

After the sale, transferring the vehicle's registration into your name through the relevant state or territory authority, such as Service NSW, VicRoads, Queensland Transport, is crucial. The seller should complete and lodge any necessary paperwork, and you should receive a receipt as proof of the transfer. This process ensures that you are the legal owner of the vehicle and can drive it legally.